← Back to home

Terms of Use

DRAFT FOR COUNSEL REVIEW — Effective date: [DATE]

Who We Are

CignaLeaving.com is an independent insurance services website operated by Instant Online Insurance Group. We are not affiliated with, endorsed by, or sponsored by Cigna or any government agency. "Cigna" is a trademark of its owner, used here solely to describe the market event affecting consumers.

No Insurance Advice or Offer

Content is for general information. Plan availability, premiums, subsidies, and benefits vary by state and household and can change. Quotes and enrollment are completed with licensed agents or licensed enrollment platforms. Nothing here is legal, tax, or financial advice.

Consent to Contact

By submitting a form you provide the consent described at submission, including contact by licensed agents via phone, text, and email, including automated technology. Consent is not a condition of purchase. Reply STOP to opt out of texts.

Disclaimers & Limitation of Liability

The site is provided "as is" without warranties. To the maximum extent permitted by law, Instant Online Insurance Group is not liable for indirect, incidental, or consequential damages arising from use of the site. Savings examples reflect individual circumstances and are not guarantees.

Governing Law

These terms are governed by the laws of the State of Florida; venue lies in Palm Beach County, Florida.

Contact

support@cignaleaving.com